Feature Article

Flexible Spending Accounts

— Use it or Lose it —

For many people participating in a Flexible Spending Account (FSA) with a grace period, March 15th marks the deadline to incur expenses and use dollars set aside in an FSA. After that time, any remaining pre-tax dollars will be forfeited. Most employers traditionally give you 90 days after the end of the plan year, or until March 31 of the next year, to submit receipts for costs incurred in the previous year. And, if your employer offers you a grace period to incur expenses, this claim submission period may also have been extended.

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Feature Article

Get the Most from Your Doctor's Visit

Four Steps to Success

Talking To Your Doctor

Do you leave your doctor's office more confused than when you arrived? Do you forget to write down what your doctor told you? Do you wish your doctor had explained things more clearly? If you answered "yes" to any of these questions, you are not alone.

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Additional Articles

Stretch Your Dollars
How to Save Money with Health Benefits
In today's economy people are cutting costs everywhere they can. What many people don't know is that their health benefits can also save them money....
Don't Let Open Enrollment Stump You
New "Navigating Your Health Benefits for Dummies" Guide Helps You Navigate Your Choices
In today's uncertain economy it's more important than ever to take the time to review your health benefits and make well-informed decisions that are smart for your health and your finances...
Are You Prepared?
Take Measures to Protect Your Family's Health in the Event of a Natural Disaster
Natural disasters can strike quickly and without warning. Advance preparation is important...
Insure Your Health
Free Resource Guide to Help the Uninsured
This guide provides an overview of health insurance basics, a glossary and information on free and low-cost health insurance programs...



 
Your Health Benefits: Questions and Answers Make the most your health benefits: Click here for your free copy of Navigating Your Health Benefits for Dummies

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Term Of The Week

Drug Formulary
(See "Formulary")A list of covered prescription drugs established by a health plan with the assistance of their Pharmacy and Therapeutics Committee. Generally includes both brand-name and generic prescription drugs. Most health benefits plans that cover prescription drugs use a formulary and, within each category of covered drugs, may provide different levels of coverage based on the drug's cost, efficacy or other considerations. Formularies are subject to periodic review and modification by a health plan.

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