Glossary

Benefit

The term "benefit" may refer in general to a health plan (your "benefits"), specifically define the medical services covered under any particular health plan (a surgery "benefit") or refer to the payment received for services covered under the terms of the policy.

Benefit Maximum

See Lifetime Maximum

Benefit Period

The period during which benefits will be paid under a health benefits plan. This period is specified in your Certificate of Coverage or other plan document.

Brand-name prescription drug

This drug is protected by patent and can only be given to you with a prescription. In a health plan that includes prescription drug coverage, there may be differences in what the plan covers or pays for brand-name drugs versus generic drugs. Check your plan to find out if brand-name drugs are covered under your policy. If they are, check to see if you have to pay more for them.