Navigating Your Health Benefits for Dummies

For Dummies Guide Helps You Get Savvy about Health Benefits

It's that time of year — time to take a fresh look at everything from your fitness plan to your career path and make resolutions for the year. If you have health benefits through your employer, it's also time to re-evaluate your health benefits — but where do you even start? The guide, Navigating Your Health Benefits For Dummies®, 3rd Edition, can help.

And if you're one of those people who doesn't have employer-sponsored health benefits, you can still learn about health benefits — and how to make the most of them — with this handy publication.

Co-authored by Dr. Wendy A. Richards of Aetna and Tracey Baker, CFP, of the Financial Planning Association®, this booklet has the information you need to know — translated by the brand that simplifies even the most confusing topics. From choosing the right coverage, to making the most of plan extras, to understanding the ins and outs of the Health Care ReformHealth Care Reform
This is a broad term for major changes happening in the United States health care system now and in ... more
law, this guide helps demystify the health benefits cycle at every stage of your life. Sign up now to get your free copy and you'll be making the most of your health planhealth plan
A health plan that you buy or that is provided by your employer. It pays for health care services. I... more
in no time.

Here's a sample of what you'll discover in Navigating Your Health Benefits For Dummies.

This book's seven chapters each focus on one aspect of the health benefits landscape:

Maximizing Your Health Benefits in a Tough Economy, explains how a health planhealth plan
A health plan that you buy or that is provided by your employer. It pays for health care services. I... more
works and how being insured helps you save money. This chapter also introduces you to wellness initiatives. 

Choosing Your Health Benefits, takes you through the process of understanding the need for benefits to deciding which benefits you need and finding a plan that meets those needs. This chapter also offers info on dealing with the once-a-year open enrollmentopen enrollment
A time, often in the fall, when employees choose their health plans for the following year. You typi... more
opportunity to make changes to your benefits.

Making the Most of Your Health Benefits, offers insight into the nuts and bolts of dealing with everyday issues such as finding a doctor, getting prescriptions filled, and having tests run.

Meeting Life Head-On, talks about the adjustments you face getting married or divorced, starting a family or adapting to an empty nest, finding a job, losing a spouse, and easing into retirement.

Paying Up, lets you know what you have to pay for and explains how your health planhealth plan
A health plan that you buy or that is provided by your employer. It pays for health care services. I... more
keeps you informed of your financial responsibilities.

Speaking Up, suggests ways to communicate with your health planhealth plan
A health plan that you buy or that is provided by your employer. It pays for health care services. I... more
and offers pointers on how to file a claimclaim
Information submitted to a health plan to request payment for medical services provided to a person ... more
and appeal a decision.

Tracking Needs for Next Year, shows you how to evaluate your current benefits in preparation for making an informed choice next time.

Last but not least, no For Dummies book would be complete without a "Part of Tens" element. Here we give you two handy references in one: a cheat sheet chock-full of tips to manage your health benefits, and a simplified look at the key elements of Health Care ReformHealth Care Reform
This is a broad term for major changes happening in the United States health care system now and in ... more
.

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