]> Which of the following is NOT a type of health insurance plan? Health Maintenance Organization (HMO) Point of Service (POS) Health Services Selection (HSS) Preferred Provider Organization (PPO) True or False: The majority of insured Americans receive health insurance coverage through their employer or their spouse's employer. True False True or False: A 55-year-old retiring today will need about $21,000 for health insurance premiums plus out-of-pocket expenses before Medicare. True False All of the following life events allow you to make changes to your health insurance, except: Getting married Having a baby Having a birthday Changing jobs The period of time, often in the fall, when you can make choices regarding your benefits for the following year. Open access Managed care Length of stay Open enrollment